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How much does a Public Adjuster Make?

Updated: Jul 13, 2023

In case you didn't know, a public adjuster represents the policy holder, not the insurance company. They are hired by the policy holder (i.e. home owner), to help them navigate the claims process and make sure they are not being taken advantage of by their insurance company.

Insurance adjusters, by contrast, work for insurance companies try to save the company as much money as possible so it is important that you have a licensed public adjuster handle your claim.

So, how much does a public adjuster make?

Well, that depends on experience and if the public adjuster is independent or not.

If the public adjuster works for an agency, they can make a salary of $43,000 the first year to over $70,000 after 19 years. See the graph below.

While it is rare for a public adjuster to be salaried, it does happen. Most prefer to work as Independent public Adjuster because they have a great potential of making six figures their first year.

Most states cap the percentage that a public adjuster can make off of one claim. For example, Texas is capped at 10% and Florida is capped at 20%.

Let's say you land a deal for a home roof replacement and the claim is worth $78,000, take 10% -or 20% if you're in Florida - and that will be your payout. $7800 - or $15,600 in Florida- isn't a bad payday for one deal.

So, you want to consider being a public adjuster now?

Learn more about how we support those seeking to become or are already public adjusters.

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